How to check credit card balance and bill online

Introduction

Credit cards are the best way of taking credit. Because if you clear your outstanding dues, your balance limit is refreshed. An essential parameter that you require to remember while maintaining your credit limit is your credit card balance. Whether you have investments or repayment on your mind, knowing your balance will help you make the right economic choice. Learn us discuss how to check the card’s balance.

What is a credit card’s balance?

Irrespective of whether you are using a shop credit card, an international credit card, or a student credit card, you should be aware of the card’s balance. Generally, it applies to the amount that you owe your issuer. This is added to the amount available to you gives you your credit limit. So, if your credit limit is Rs.100,000 and the amount available to spend is Rs.82,000, your credit card balance is Rs.18.000.

How to check credit card balance?

1. Check Credit Card Balance using ATM

Visit your nearest ATM. Insert your credit card in ATM, and choose the option that lets you know your credit card account balance. Enter your PIN to validate your request. 

2. Check Credit Card Balance using Net Banking

Visit your particular bank website and login to your credit card account using your customer ID and password. Now, go to the section that displays your credit card statement and balance. Choose the credit card number if you have many credit cards from the same bank. This way, in just a click you can check your credit card balance online in a desktop, laptop, smartphone, or tablet.

3. Check Credit Card Balance using Issuer’s Branch

If this is your first credit card and you want to be extra cautious, visit your credit card bank branch where you opened the account and check your credit card balance. But, remember to take your credit card with you or at least the credit card number and identity proof if you visit the branch.

4. Check Credit Card Balance using Monthly Statement

Normally the credit card bills are sent through email. Subscribe  If you want to get all the transaction details to your mail, then you need to subscribe for mail services. You can access your statements entering the password. By default, all credit card statement passwords will be in the combination of your Date Of Birth and the first four letters of your account name.

5. Check Credit Card Balance using SMS

Beware of false credit card messages notifying you of your balance. See that only if you sign up for SMS alerts will you be notified about your balance each moment you make a transaction. Additionally, you can also check the credit card balance by messaging the appropriate code to the number that your issuer has set for this service.

6. Check Credit Card Balance using Mobile App

Now, almost all credit card companies have a preferred credit card app. Here you’ll check your credit card’s balance anytime you would like. Moreover, you’ll be able to access and download your statement to know your credit usage too.

7. Check Credit Card Balance through Customer Care

You can know your credit card balance by calling your credit card customer care number. You can get balance details by speaking to an agent.

Conclusion

They are many advantages of having credit cards are many, but it’s necessary to be careful about your credit card’s balance to keep spending in check. To enquire about the different ways in which your issuer permits you to do this at the time of credit card applied.

For example, the Bajaj Finserv RBL Bank SuperCard allows you to check your balance quickly through RBL MyCard App. You can also check your balance through Bajaj Finserv’s customer portal. Once if you know your balance you can do payments through the RBL MyCard App, Bill Desk, NEFT, NACH facility,  or through a cheque. In case you found any unauthorized transaction, you can report it by using the MyCard App. 

Further, this 4-in-1 credit card gives you access to a more variety of opportunities and suggests that maximize profits. Also, it gives interest -free cash withdrawals at ATMs for up to 50 days, a 90-day, interest -free loan, and the option to pay for purchases over Rs.3,000 in payments.

To use these features and have this credit card just, check your pre-approved credit card suggestion from Bajaj Finserv. Single-step confirmation and customized dealings will give you with fast approval.

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